Money cut, payment failed? Forward the SMS once. Paisa Wapas knows the RBI deadline, counts the ₹100 a day the bank owes you, and does the waiting for you.
Rules: RBI circular DPSS.CO.PD No.629/02.01.014/2019-20 (20 Sep 2019, in force 15 Oct 2019) and the RBI Integrated Ombudsman Scheme, 2021.
Gemma reads the SMS; every amount, date and reference is checked against the SMS text by code, and every deadline and rupee is worked out by code.
The waiting is a Temporal workflow. Nothing is sent for you: letters are drafts you copy.
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